Car Loan Pre-Approvals - About Auto Loans by Heritage Credit Union, Wisconsin and Illinois

“Getting pre-approved before you shop is a smart move.”

— Carly

So why do people get pre-approved?  They want to focus on finding the right car that fits their budget.

Get Started On A Pre-Approval

5 Reasons To Get Pre-Approved For A Car Loan
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Car Affordability Calculator

Enter your monthly payment and loan details to find out how much car you can afford by the loan term.

New Auto Loan Rates

Term
APR* (as low as)
Term: 24 Months
APR* (as low as): 1.99%
Term: 36 Months
APR* (as low as): 2.39%
Term: 48 Months
APR* (as low as): 2.49%
Term: 60 Months
APR* (as low as): 2.75%
Term: 72 Months
APR* (as low as): 2.99%
Term: 84 Months
APR* (as low as): 3.75%

Used Auto Loan Rates

Term
APR* (as low as)
Term: 24 Months
APR* (as low as): 2.49%
Term: 36 Months
APR* (as low as): 2.79%
Term: 48 Months
APR* (as low as): 2.99%
Term: 60 Months
APR* (as low as): 3.19%
Term: 72 Months
APR* (as low as): 3.79%
Term: 78 Months (minimum $25,000)
APR* (as low as): 3.99%
How Are Car Loan Payments Calculated?
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